Principal value and investment returns of a variable annuity will fluctuate and you may have a gain or loss when money is withdrawn.
Investment returns and principal value of a variable life insurance policy is not guaranteed and will fluctuate daily. Loss of money is a risk of investing in the policy.
1 Fidelity refers to Fidelity Insurance Agency, Inc. Clearing, custody, or other brokerage services may be provided by National Financial Services LLC, or Fidelity Brokerage Services LLC, Member NYSE, SIPC.
2 According to Morningstar/VARDSŪ, Fidelity's low cost annuity's annual annuity charge of 0.25% is among the lowest 1% compared to
the industry average of 1.40% for non-group open variable annuity contracts as of 12/31/06. Fidelity's annuity does not have a guaranteed minimum
death benefit whereas the industry average annuity may.
3Before exchanging, check with your current provider to see if it will assess a surrender charge, also consider the existing benefits and features you may lose in an exchange.
Before purchasing an annuity or variable life insurance policy, you should carefully consider the investment options' objectives, and all the risks, charges and expenses associated with the annuity or life insurance policy and its investment options. For this and other information, call Fidelity at 800-786-1138 for a free prospectus. Read it carefully before you invest.
Annuities and life insurance are issued by Fidelity Investments Life Insurance Company and in NY, Empire Fidelity Investments Life Insurance Company®. Some annuities are issued by third-party insurance carriers. Fidelity Brokerage Services (Member NYSE, SIPC) and Fidelity Insurance Agency, Inc. are the distributors.