Fidelity Investments Life Insurance Company Advisor Solutions
Retirement Savings

Fidelity's Annuity Service for Advisors can help you create a tax-efficient portfolio for your clients.
Lifetime Income

For guaranteed income in retirement, our low-cost income annuities may be an excellent choice for your clients.
Exchange to Fidelity

Many affluent investors own an annuity.
Term Life

Protect your clients and their families for a specific period of time and give them the financial security they want.
 
Speak with an Advisor Relationship Manager 1-800-910-7899
Send us an email
   
Annuities
Retirement Savings
Lifetime Income
Exchange to Fidelity
 

Expand your practice, we handle all of the insurance work for you.

Fidelity's Annuity Service for Advisors can help you create a tax-efficient portfolio for your clients.

Tax-Deferred Variable Annuities
The Fidelity Personal Retirement Annuity®1

Help increase the assets you manage by incorporating Fidelity's low-cost, tax-deferred variable annuity into your practice.
Your clients save. You earn.
* This is a hypothetical Advisor Investment Management fee used for illustrative purposes.

Clients get:

  • Your management expertise over more of their assets
  • Potential cost savings with an annual annuity charge of 0.35%, significantly below the industry average of 1.37%;2 and, unlike many deferred variable annuities, ours doesn’t carry a guaranteed minimum death benefit, which helps us keep our charges low
  • Additional retirement savings with tax-deferred growth potential
  • Virtually unlimited contributions3
  • No surrender charges

You get:

  • More assets under your management
  • Your investment management fee for the annuity assets, while clients may get lower costs
  • Investment options: more than 50 fund options with many 4- and 5-star investment options, as rated by Morningstar5
Fixed Deferred Annuities
Annuities with guaranteed6 rates of return.

Get access to a wide range of providers so your clients receive competitive rates.

Clients get:

  • Peace of mind from tax-deferred growth at a fixed rate, regardless of how the market performs
  • Security of their principal being guaranteed provided withdrawals are not taken during the guarantee period**
  • More choice with access to a number of well-known, tax-deferred fixed annuity providers

You get:

  • Additional retirement savings options for your practice
  • Another way to build a strong relationship with your clients
  • Support from Fidelity

A big win for you.

Exchange4 an annuity to Fidelity
We do the work. You get:

  • Increased assets to manage
  • Ability to receive your advisor fee for managing your clients' annuity assets
  • Potentially lower charges for clients
Get Details
 

Forms & Resources
View all Forms
 

Expand your practice with little expense.

Discover outsourcing services.
We'll:

  • Help you identify opportunities
  • Handle the insurance work
  • Provide the support you need
Get Details
 
Speak with an Advisor Relationship Manager 1-800-910-7899 Send us an email
Fidelity Investments(R) Deferred variable annuity disclosure:
Before investing, consider the investment objectives, risks, charges and expenses of the variable annuity and its investment options. For this and other information, call Fidelity at 800-544-4936 for a free prospectus or view one online. Read it carefully.
Principal value and investment returns of a variable annuity will fluctuate and you may have a gain or loss when money is withdrawn.
Fixed deferred annuity disclosure:
Annuities are long-term investments which may be appropriate for retirement savings. Investors should consider a fixed annuity's risks, charges, and expenses before investing.
**Excess withdrawals during the guarantee period may be subject to surrender fees and market value adjustments. Withdrawals prior to age 59 ½ may be subject to a 10% IRS penalty.
† Fidelity Insurance Agency, Inc., has a regulatory review system that monitors and records incoming and outgoing e-mail communications, including attachments. Since e-mail is not a secure method of communication, please do not include any personal customer information.
1 Fidelity Personal Retirement Annuity® (Policy Form No. DVA-2005, et al.) is issued by Fidelity Investments Life Insurance Company. For New York residents, Personal Retirement Annuity (Policy Form No. EDVA-2005, et al.) is issued by Empire Fidelity Investments Life Insurance Company,® New York, N.Y. Fidelity Brokerage Services, Member NYSE, SIPC, and Fidelity Insurance Agency, Inc., are the distributors.
2 According to Morningstar, Inc., Fidelity Personal Retirement Annuity's annual annuity charge of 0.35% is among the lowest 1% compared to the industry average of 1.37% for nongroup open variable annuity contracts as of 12/31/08. Underlying fund expenses also apply.
3 Fidelity reserves the right to limit contributions.
4 Before exchanging, customers should check with the current provider to see if it will assess a surrender charge, and also consider the existing benefits and features that may be lost in an exchange.
5 Morningstar ratings are based on a fund's risk-adjusted returns. The top 10% of funds in each broad asset class receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star. Past performance is no guarantee of future results.
6 Guarantees are subject to the claims-paying ability of the issuing insurance company.
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